Welcome

Planning to invest?

This website is set up by the Securities Commission to help you be a smart investor.

Investing is a way to make your money grow so you can use it later to achieve your financial goals. These might be to provide for your retirement, buy a house or a car, further your education or have a great holiday - or you may be retired and want to make the best return you can for income now.

It is important to choose investments that suit you and meet your goals. Understanding about different investments, how they work and how risky they are, will help you choose investments that are right for you.

This website is about investments that are securities - i.e. bank savings accounts and term deposits, debentures, bonds, shares, superannuation schemes, managed funds, contributory mortgages and futures. It does not cover investments such as property, precious metals, art works or stamps.

All investments have some risk. Generally investments that offer high returns are riskier than investments paying lower returns. If you choose to invest for higher returns you must be sure you are comfortable taking a higher level of risk.

Working through the questions will help you get the know-how to make investments that are right for you.

 

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What kind of investments are available? What does risk have to do with investing? What is my personal financial situation and why is it important? Where can I get information about investments? What should I expect from an investment adviser? How does the law help investors in New Zealand? Glossary Site Map